Wells Fargo Active Cash Card Review

Unlimited 2% cash prize – Cardholders receive an unlimited 2% cash reward for purchases, without any category to activate or earnings for tracking.

There are other cards that offer higher cash back rates in certain categories and although they may be worth it, they require more effort. And they are often subject to a cap and they limit the applicable purchases. Wells Fargo Active Cash: The card is suitable for anyone looking for an easy-to-use card that still offers high rewards: You will instantly receive a best-in-class flat prize in your purchases – jump without any limits or hoops.

$ 200 cash prize sign up bonus – New Wells Fargo Active Cash® Cardholders can receive a $ 200 cash prize sign-up bonus for spending only $ 1,000 on purchases in the first three months. Not only is this a highly competitive sign-up bonus for a card without an annual fee, it’s something that sets this Wells Fargo credit card apart from other 2% back cards. I still got another card with 2% unlimited cash prize which also includes sign-up bonus.

15-month 0% APR intro offer – New cardholders will be able to enjoy 0% intro APR for both full purchases and eligible balance transfers for full 15 months. This is a great offer, even compared to a card marketed for only 0% intro APR. This means that this card will allow you to avoid the interest on purchases and balance transfers in 2023!

Keep in mind that in order to qualify for a lower interest rate and lower balance transfer fee, the balance must be transferred within the first 120 days.

There is no annual fee – In many cases, higher reward rates mean higher annual fees. Wells Fargo Active Cash: Not with the card, which pays an annual fee of 0.

Cell phone protection – With the price of a typical cell phone costing hundreds of dollars, having some kind of insurance is a good idea. With this Wells Fargo card, you can get built-in cell phone protection up to $ 600 by paying your cell phone bill with your card. Coverage is subject to a $ 25 discount.

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